New Jersey Loan Programs
At First Lenders Mortgage, we offer a variety of loans and mortgages to suit your individual needs. Whether you are looking to buy your first home or looking to refinance, we have something for you. Through our New Jersey Loan Programs, you will also gain a few special benefits you won't find with other mortgage companies. We offer you the lowest interest rates and the lowest fees to close. First Lenders is also one of the few mortgage companies to consistently offer "Closing Cost Credits" to help reduce third party closing costs!
Through our loans, several customers have been able to buy the home of their dreams at a cost they can afford. If you would like to learn more about our New Jersey Loan Programs, call (732) 233-1128 or fill out our easy to use form on the right to get a rate quote.
What New Jersey Loan Programs Do We Offer?
Here are just a few of the major New Jersey Loan Programs we here at First Lenders can offer to you:
New Jersey FHA Loans
Of our New Jersey Loan Programs, the NJ FHA Loan is great for buying or refinancing a home. Through an FHA Loan, you'll enjoy the low, fixed rates as well as the security of a government-backed loan. Currently with as little as 3.5% down, you can secure the same low interest rate the same as someone putting down 20% down! Timing has never been better!
New Jersey Refinance Loans
More broadly, our New Jersey Refinance Loans have a few characteristics that you won't find anywhere else. Firstly, through all of our New Jersey Loan Programs we are able to offer NO fees ourselves and consistently offer 'Closing Cost Credits,' which help lower your cost even further. Many customers find that they are able to refinance their homes at a much lower interest rate so they can pay off their home mortgages months quicker for less. Interest Rates have never been as low as they are now, so don't hesitate, call us today for your free quote!
New Jersey Purchase Loans
When compared with our other New Jersey Loan Programs, our New Jersey Purchase Loans are often the best fit for families looking to purchase their first home. These types of loans are so popular because they give you the capital to purchase the home you want now. Over the next several years as the price of homes will continue to rise, it can be comforting to have your own home rather than throwing money away by living in an apartment each month and trying to save up for a home.
New Jersey Jumbo Loans
New Jersey Super Conforming Jumbo Mortgage Loans are for loans that are greater than $417,000 and go as high as $625,500 depending on the New Jersey County. With interest rates at an all-time low, it's important to lock in a low rate. We offer some of the lowest rates on NJ Jumbo Loans and offer Closing Cost Credits to help offset the price of third-party fees (we have no fees ourselves).
New Jersey Stated Self-Employed Loans
The New Jersey Stated Income Loan Program is perfect for self-employed business owners with excellent credit. When compared with our other New Jersey Loan Programs, Stated Self-Employed Loans are designed specifically for individuals with a at least 25% ownership in a business of at least two years of age.
A Word About Our 'Closing Cost Credits'
In addition to having incredibly low interest rates and no fees ourselves, we also provide to you what are known as Closing Cost Credits to help you save even more money. Through Closing Cost Credits, we help you offset third party costs and put more money in your pocket. These low interest rates are not going to last for much longer. To lock in your low rates, you need to act today by filling out the contact form to the right or by giving us a call at (732) 233-1128. We can quickly give you a good idea of how much you will save through our New Jersey Refinance Loans and would love to hear from you.
